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Expat Health Insurance Made Simple!   

We have addressed all the questions and concerns surrounding worldwide Health Care for Expatriates.

We are specialists in international health insurance for individuals & groups worldwide. We can compare rates from several providers including Healthcare International, William Russell, ACS Asia and MSH International. All these design and manage international insurance for expatriates (USA, UK, UAE, Hong Kong, France, Singapore, Vietnam, Cambodia, Myanmar, Australia, Canada etc).

After looking through the health cover information please ask us for a quote using form below

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Health Insurance Differences

 
International Health/Medical insurance has become a vital component to everyone's financial planning. Due to the cost of health and hospital care, Health insurance has become a necessary purchase and is a promise by an insurance company or health plan to provide or pay for health care services in exchange for payment of premiums. Fortunately a lot of employers cover the cost of providing medical benefits cover, however what if your company do not provide adequate health benefits or you are a contractor, self employed or work for a company that enhances your salary but leaves you to sort out health and insurance needs.

There are many reasons to purchase international medical insurance for you and your family. The most important one is simply that medical charges can run into the tens of thousands of dollars or more for a single injury or illness. Furthermore, the cost for hospitalization and treatment of injuries continues to rise at a rate that exceeds inflation. 

Health insurance is essential in this day and age because a single accident or serious illness could wipe out your savings and plunge you into debt. You can't predict the future. That's why there's international insurance - for the times you need it most. Should you or your loved ones suffer a serious illness or accident, be sure to have the right coverage. Medical Insurance is a vital part of the precautions you take for your family's welfare and financial security.

 

Generally, as with most services, you get what you pay for. If you pay more for a comprehensive Plan with a reputable Insurer, you are usually not disappointed, but if you buy a cheap cut rate Plan, beware when trying to claim from it. It is important to determine one's geographical area and routine travel plans as well as possible voluntary excesses which can reduce premiums. Medical cover is best looked at as peace of mind, rather than thinking of ways to claim from it

 

It is always best to have a review of your medical insurance needs done by an independent Broker

 

International Medical Insurance provides those of us who are living and working abroad with the cost of hospital or out-patient treatment. This ultimately proves to be expensive and difficult to arrange, particularly in an emergency. As you are away from your home country, the last thing you will want to do is take a chance on whether or not you would need to be hospitalised due to illness or accident. Many countries exist where medical treatment of a reasonable standard is just not available, or is available but expensive.


  International Medical Insurance is like having a parachute when flying –Only used when needed but when needed it is the best thing ever! If we value our health, it must make sense for us to take care of it! Falling ill overseas can be a crippling experience, mentally, physically and financially, as many case histories can testify.

 

Over half of all expatriates abroad have no medical insurance at all making them vulnerable to the consequences of any crisis of health.

 

 

 

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